Many Wisconsin residents neglect to think about their credit reports until they need to make a big purchase. If you are among them, you may find a few surprises when you get around to reviewing yours. Studies suggest that about one in every five Americans has at least...
Consumer Protection
Be aware of these signs of odometer fraud
When you purchase a new or used car, you probably do not think much about odometer fraud. It is easy to take the seller's promise at face value when checking the miles on a car. Unfortunately, odometer fraud happens more than you might guess. Be aware of these signs...
When does creditor behavior become harassment?
While creditors do have the right to contact you about resolving debt issues, they must follow specific state and federal guidelines when doing so. Unfortunately, some creditors try to use intimidating or dishonest tactics in an attempt to collect. This type of...
How do I dispute errors on my credit report?
Experts recommend annual review of your credit report, and not only to determine your financial wellness. An annual review also clues you in to any errors on your report, which happens more often than you might think. According to the Federal Trade Commission, you...
How do phony mortgage counselors try to scam you?
When you are in a situation where your bank might foreclose on your mortgage, you might feel desperate enough to listen to any company that claims they can get you out of your jam. Unfortunately, there are parties out there who want to scam you out of your money by...
Erroneous reports to credit bureaus
Credit card companies and mortgage lenders are among the many entities that may provide regular information regarding a consumer's financial matters to credit reporting agencies. Collection companies and other merchants may also provide information to these entities....
What causes errors on your credit report?
Your credit report is often vital when applying for a loan, renting an apartment or home and even gaining certain types of employment, but what happens when there are errors present? Forbes reports that more than 25% of Americans have mistakes listed on their credit...
Does Wisconsin have a Lemon Law?
If one has watched any amount of daytime court TV, they have likely heard of Lemon Laws. These are laws that protect consumers when they buy faulty cars, colloquially called, lemons. While watching these shows though, one may ask, do we have a Lemon Law? Wisconsin’s...
Do you have an incorrect credit report?
Many Milwaukee area residents keep a close eye on their credit report. Even if a person doesn’t pay attention, their credit rating is important when it comes to buying a house or car. When something unexpected occurs on their credit report it can cost a person their...
Things creditors cannot do in a repossession
We’ve all heard the repossession horror stories. We’ve all seen the movie scenes where a tow truck driver creeps up to an unsuspecting vehicle owner’s home in the wee hours of the morning only to ultimately set off a ruckus that wakes the whole neighborhood. Have you...
