You do your best to keep up with your mortgage payments, but sometimes circumstances intervene. You may have lost your job or suffered an injury. Your resulting inability to meet your payments puts your home at risk of foreclosure. However, thanks to Wisconsin’s...
Consumer Protection
These 3 mortgage servicer errors will give you headaches
Purchasing a home is one of the more common ways to turn the American dream into reality. After all, not only does a house give you a place to live and raise your family, but it also may help you build considerable wealth. Still, if you are like almost half of...
Have you noticed a credit report error?
Your credit report holds crucial information pertaining to your credit situation and credit activity, documenting everything from your credit account status to your loan payment history. Not only that, but lenders then use this information to determine the interests...
What happens after you dispute something on your credit report
You have the right to see your credit reports from all three of the major credit bureaus. You also have the right to make sure everything in the report is correct. If there is an error, you have the right to dispute it. According to the State of Wisconsin Department...
What will happen to tenants in a foreclosed rental?
As a renter, you do not have the same stability in your housing as someone who owns their home. You are at the mercy of the landlord, who could decide at any time to make changes to your lease. There is also the potential for you to get wrapped up in a foreclosure...
Remedies for repossession may be easier to obtain than you think
Depending on where you live, Wisconsin is not exactly the most walkable state in which to live. You rely on your vehicle to get to and from work, to take your children to and from school, and to run errands that are integral to your survival. Understandably, then, the...
The repossession loophole
Wisconsin’s repossession law is very beneficial for the consumer. If a person buys a vehicle and stops making payments, the contact with the lender allows it to take that vehicle back. Because this is part of the contract agreement, the law is on the lender’s side as...
Tips to avoid fraud when buying a car online
A growing number of consumers are looking online to shop for used cars. While the online marketplace offers both convenience and competitive pricing, it may increase the likelihood that car buyers will not get what they bargained for. If you are shopping for a used...
Why should you check your credit report for errors?
When you find out about an error on your credit report, you may feel unmotivated to do anything about it, especially because it is not your fault. However, not doing anything about it can only worsen the problem. With an error consistently on your report, you may...
Review your credit report for these common errors
Many Wisconsin residents neglect to think about their credit reports until they need to make a big purchase. If you are among them, you may find a few surprises when you get around to reviewing yours. Studies suggest that about one in every five Americans has at least...
