As a renter, you do not have the same stability in your housing as someone who owns their home. You are at the mercy of the landlord, who could decide at any time to make changes to your lease. There is also the potential for you to get wrapped up in a foreclosure...
Consumer Protection
Remedies for repossession may be easier to obtain than you think
Depending on where you live, Wisconsin is not exactly the most walkable state in which to live. You rely on your vehicle to get to and from work, to take your children to and from school, and to run errands that are integral to your survival. Understandably, then, the...
The repossession loophole
Wisconsin’s repossession law is very beneficial for the consumer. If a person buys a vehicle and stops making payments, the contact with the lender allows it to take that vehicle back. Because this is part of the contract agreement, the law is on the lender’s side as...
Tips to avoid fraud when buying a car online
A growing number of consumers are looking online to shop for used cars. While the online marketplace offers both convenience and competitive pricing, it may increase the likelihood that car buyers will not get what they bargained for. If you are shopping for a used...
Why should you check your credit report for errors?
When you find out about an error on your credit report, you may feel unmotivated to do anything about it, especially because it is not your fault. However, not doing anything about it can only worsen the problem. With an error consistently on your report, you may...
Review your credit report for these common errors
Many Wisconsin residents neglect to think about their credit reports until they need to make a big purchase. If you are among them, you may find a few surprises when you get around to reviewing yours. Studies suggest that about one in every five Americans has at least...
Be aware of these signs of odometer fraud
When you purchase a new or used car, you probably do not think much about odometer fraud. It is easy to take the seller's promise at face value when checking the miles on a car. Unfortunately, odometer fraud happens more than you might guess. Be aware of these signs...
When does creditor behavior become harassment?
While creditors do have the right to contact you about resolving debt issues, they must follow specific state and federal guidelines when doing so. Unfortunately, some creditors try to use intimidating or dishonest tactics in an attempt to collect. This type of...
How do I dispute errors on my credit report?
Experts recommend annual review of your credit report, and not only to determine your financial wellness. An annual review also clues you in to any errors on your report, which happens more often than you might think. According to the Federal Trade Commission, you...
How do phony mortgage counselors try to scam you?
When you are in a situation where your bank might foreclose on your mortgage, you might feel desperate enough to listen to any company that claims they can get you out of your jam. Unfortunately, there are parties out there who want to scam you out of your money by...
