Experts recommend annual review of your credit report, and not only to determine your financial wellness. An annual review also clues you in to any errors on your report, which happens more often than you might think. According to the Federal Trade Commission, you...
Regardless of the location of the financial institution that services your auto loan, if you reside in Wisconsin, it must follow the rules set by the state legislature and the Federal Trade Commission. If you unexpectedly find an individual attempting to repossess...
According to the U.S. Department of Health and Human Services, about 70% of Americans ages 65 and older will eventually need some type of long-term medical care and support. In addition, a fifth of individuals who need long-term care will require this level of...
When you are in a situation where your bank might foreclose on your mortgage, you might feel desperate enough to listen to any company that claims they can get you out of your jam. Unfortunately, there are parties out there who want to scam you out of your money by...
Perhaps you want to use trusts to bolster your estate plans. Of primary concern is how you might use them to protect your estate and provide guidance for your loved ones. Trusts allow you to maintain some control over your assets and help to minimize inheritance...
When a person wants to provide a substantial donation to a charitable organization after they die, a charitable remainder trust may be an option they consider. In addition to supporting a cause close to a person's heart, a charitable remainder trust also provides the...
A power of attorney can be an invaluable tool for estate planning. In Wisconsin, the two essential power of attorney roles are health care POAs and financial POAs. As the Wisconsin Department of Health Services explains, designating a POA gives an agent the authority...
Credit card companies and mortgage lenders are among the many entities that may provide regular information regarding a consumer's financial matters to credit reporting agencies. Collection companies and other merchants may also provide information to these entities....
While exploring your options for Medicaid, you may also want to learn more about protecting yourself while using the state and federal program. You do not want to become a victim of Medicaid fraud or accidentally commit Medicaid fraud. The Centers for Medicare and...
Perhaps you have not yet looked into all the tools available to you in an estate plan, but you want to know more about the basics. What exactly are powers of attorney and when should you put them in place? About POAs The power of attorney for healthcare enables the...
