Working With You When Credit Errors Occur

Credit reports are an essential tool used by lenders. Your credit score and the information on the report are important to your financial goals and future. You expect that reporting agencies will do their jobs correctly, but unfortunately, errors occur.

At The Law Office of Rollie R. Hanson, S.C., our attorney understands how to deal with the most common reporting errors and can answer your credit reporting questions.

Common Credit Reporting Errors

Your credit report is a file of your credit history. Any credit cards or loans in your name, along with the history regarding your payments on these items, are listed on your report. Inaccuracies on this report can be incredibly damaging. As information is transferred from your lender to the credit bureaus, mistakes are sometimes made.

Common mistakes include:

  • Incorrect personal information
  • Closed accounts listed in open status
  • Duplicative or merged accounts
  • Incorrect payment history
  • Out of date credit limit and balance
  • Debts from an ex-spouse
  • Accounts not belonging to you

If you see any information on your credit report that is inaccurate, you should take action to fix the error. There are three credit bureaus, but an error might only appear on one bureau’s report.

We Can Help You Check Your Report

If you have questions regarding how to read your credit report or think there is a mistake on your report, contact our Milwaukee firm today. Speak to us via phone by calling 414-321-9733. If there is an error on your report, we will advise you in order to get the error fixed.