Here For You When Creditors Call
If you fall behind on your payments or have a dispute with a lender, creditors will start calling you. This is stressful enough, but when creditors violate your rights, you may get overwhelmed. You don’t have to deal with unethical behavior by creditors.
The attorney at The Law Office of Rollie R. Hanson, S.C., is passionate about protecting consumers like you from having their rights violated. We want you to understand when a creditor has crossed a line and help you fight back.
What Is Creditor Harassment?
Creditors must follow specific guidelines when contacting you. These rules are set under the Fair Debt Collection Practices Act. Creditors are not allowed to oppress, harass, threaten or abuse you in any way.
Common examples of harassment include:
- Using obscene language
- Giving the implication that they are someone else
- Threatening debtors
- Making repetitious phone calls
- Calling without stating who they are
- Publishing or listing debtor information
Creditors are also not allowed to provide you with misleading information. If they provide you with misrepresentations about the debt you owe, you can act. This includes them telling you that you have no legal options or providing inaccurate information regarding the amount owed.
If debt collectors are contacting you, keep thorough records of your interactions with them. This includes any phone calls, letters and documents. Keep a log of dates and times when possible.
Fight Back Against Creditor Abuse
If a collections agency has contacted you, you should contact us. Our firm can talk to you about debt relief options and fight back against any abusive behavior. Located in Milwaukee, we serve consumers in all surrounding communities. Call us today at 414-321-9733.